Cryptocurrency transactions are not free; in the case of fees, although the fees can be extremely high depending on the network, demand, and transaction size. With other blockchains such as Bitcoin, Ethereum, having very high and even volatile transaction fees, some cryptocurrencies enable fast and cheap transfers. It is very essential for the individuals whose recurrent transfers of assets happen between wallets, exchanges, or payment systems to settle for the best low-fee cryptocurrency.Cheap cryptocurrencies are designed for optimal efficiency, reduced congestion, and offering users cheap and scalable solutions. Regardless of whether everyday transactions, remittances, or DeFi use cases, the appropriate use of cryptocurrency can offer settlement at an improved speed and price. This is a tutorial that outlines cheapest crypto to transfer in 2025, cheapest way to transfer crypto between exchanges, comparison of fastest and cheapest crypto to transfer, speed, and answering main question - which crypto is cheapest to transfer.What Are The Fees For Crypto Transactions?To find out which crypto is cheapest to transfer firstly it's better to understand what is the cheapest way to transfer crypto between exchanges. Crypto transaction fee prices are very diverse depending on the blockchain network, transaction type, and network congestion. Whereas some of the cryptocurrencies, like Bitcoin and Ethereum, charge high gas prices when being used extensively, others, like Nano and Stellar, are designed for low-cost, nearly real-time transactions.Typically, Bitcoin (BTC) transactions would range from $1 to $50, based on network demand, while Ethereum (ETH) gas prices are extremely volatile, sometimes over $100 when demand is high. Low-fee blockchains like XRP, Algorand, and Litecoin have fractions-of-a-cent transactions. The currency you use and whether it is bridged on a Layer 1 blockchain, Layer 2 app, or otherwise all play an enormous role in how costly it will be. What Impacts Crypto Transfer FeesSeveral things determine what fees you pay per transaction:Congestion. The busier a blockchain is, the more requests there are for processing transactions, the more it costs. Ethereum and Bitcoin in particular are at risk of fee spikes due to congestion.Transaction Size and Complexity. Transactions that require greater computing power or have a lot of inputs and outputs (e.g., big Bitcoin transactions) consume more block space, increasing fees.Consensus Mechanism. Proof-of-Work blockchains like Bitcoin and Litecoin will charge higher fees than Proof-of-Stake and Delegated Proof-of-Stake networks like Solana and Algorand that clear quicker.Gas Charges and Smart Contracts. In networks like Ethereum, Binance Smart Chain (BSC), and Polygon, transaction costs are set through gas fees---a measure of the computation needed to execute. Usage of smart contracts is more expensive than that of standard token transfers.Use of Layer 2 Scaling Solutions. Some blockchains use Layer 2 solutions like the Lightning Network (BTC) and Arbitrum (ETH), which are implemented to reduce charges by batching hundreds of transactions at the outset prior to sending the transactions to the underlying blockchain.What Are the Cheapest Crypto to Transfer?When it comes to the cheapest way to transfer crypto, fees actually come into action, especially for users who make transactions often, for small acquisitions, or overseas remittances. Fortunately, some cryptocurrencies have been constructed in a manner such that they prioritize affordable and cheap transactions without their users having to pay massive amounts of their own money for it. Following is the cheapest cryptocurrencies list for 2025 with transaction fees, how fast they process a transaction, and how much the network can expand taken into consideration.Nano (NANO)Transaction Fee: $0Average Speed: InstantUse Case: Microtransactions and frequent transfersNano (NANO) is a rare cryptocurrency that provides fully feeless transactions. This is made possible with its block-lattice structure, where every user has their own blockchain. Transactions are not based on miners or validators but are confirmed by a light Proof-of-Work system, hence instant and free transfers.Nano is best suited for tipping services, microtransactions, and everyday payments. With zero fees and instant settlement, it's one of the lowest-cost ways to move money. But its usage is still low compared to the larger networks and that's why Nano is not the cheapest crypto to transfer between exchanges.Stellar (XLM)Transaction Fee: $0.00001 per transactionAverage Speed: 3--5 secondsUse Case: Remittances and cross-border paymentsStellar (XLM){:target="_blank" rel="dofollow"} is designed for cheap and fast cross-border payments, so it's among the cheapest crypto to transfer between wallets. Fees for transactions on the Stellar network amount to an average of 0.00001 XLM, which is effectively zero in real terms.Its primary application is cross-border payments and remittances, allowing individuals and businesses to send money across borders without having to incur high bank charges or experience long process times. The Stellar network also provides a decentralized exchange (DEX) for the exchange of assets, further adding to its utility.Ripple (XRP)Transaction Fee: $0.0002 per transactionAverage Speed: 3--5 secondsUse Case: Institutional settlements and financial paymentsRipple's XRP{:target="_blank" rel="dofollow"} Ledger is another cost-effective, cheapest and fastest crypto to transfer across the globe. With a transaction fee averaging $0.0002 per transfer and confirmation rates of 4-5 seconds, XRP is one of the most cost-effective institutional and retail payment channels on the market.Ripple has teamed with major financial institutions to facilitate cross-border settlements, putting XRP in a safe position as a substitute for the conventional banking system. Its cost-effectiveness and scalability qualify it to be a strong contender for affordable crypto remittance.Solana (SOL)Transaction Fee: $0.00025 per transactionAverage Speed: 2.5 secondsUse Case: dApps, NFTs, and decentralized financeAnalyzing Solana (SOL){:target="_blank" rel="dofollow"} is crucial when answering which crypto is cheapest to transfer. Solana (SOL) has become well-known due to its ultra-fast speeds and low fees, and this attracts traders, NFT transactions, and DeFi transactions. Solana's network can process a maximum of 65,000 transactions per second at an average fee of roughly $0.00025 per transaction.It is achieved through its efficiency, which makes it the top network for fast and cheap crypto transactions, especially for DeFi and NFT market traders. Its intermittence in network overload has been an issue concerning reliability.Litecoin (LTC)Transaction Fee: $0.03 - $0.04 per transactionAverage Speed: 2.5 minutesUse Case: everyday payments and transactionsLitecoin (LTC){:target="_blank" rel="dofollow"} was designed as a fastest and cheapest crypto to transfer an alternative to Bitcoin, with lower transaction fees and quicker block confirmation. Litecoin transactions range from $0.03 - $0.05, which is significantly lower than Bitcoin's fees.Its 2.5-minute block time (Bitcoin's block time is 10 minutes) provides Litecoin with quicker speeds for transactions, making it a suitable option for peer-to-peer transactions and merchant transactions. Its widespread adoption also ensures liquidity and access.Bitcoin Cash (BCH)Transaction Fee: $0.0024 per transactionAverage Speed: 10 minutesUse Case: Peer-to-peer payments and transfersBitcoin Cash (BCH){:target="_blank" rel="dofollow"} was created as one of the cheapest way to transfer crypto between exchanges to bypass the scalability issues of Bitcoin, with lower fees and faster confirmations. BCH transactions cost an average of less than $0.0024, making it one of the lowest-cost Bitcoin-based alternatives.BCH is best for regular transactions, remittances, and payments for online shopping since it provides the security of Bitcoin at a more economical cost. Its ability to process bigger blocks keeps fees minimal even when there's a surge in demand.Dash (DASH)Transaction Fee: $0.0043 per transactionAverage Speed: A few seconds with InstantSendUse Case: Fast and private financial transactionsDash (DASH){:target="_blank" rel="dofollow"} is designed for fast and anonymous transactions with InstantSend technology that guarantees almost instantaneous finality. With a transaction fee averaging $0.0043, Dash is one of the least-expensive cryptos for immediate payments.PrivateSend is yet another option Dash comes with, one that intensifies the anonymity of transactions by blinding the origin of funds. It is therefore a much-coveted option among users who value both the speed and anonymity of transactions.Monero (XMR)Transaction Fee: $0.07 per transactionAverage Speed: 20 minutesUse Case: Private and secure paymentsMonero (XMR){:target="_blank" rel="dofollow"} is the most private cryptocurrency, with completely untraceable transactions. Its fees are slightly higher than some other inexpensive cryptos but around $0.07 per transaction on average. Its privacy features, however, make it one of the most secure and cheapest way to transfer crypto between exchanges.Monero is favored by users who prefer anonymity, as its ring signatures and stealth addresses make transactions untraceable. The catch is that processing is slower, with transactions taking around 20 minutes to confirm.Zilliqa (ZIL)Transaction Fee: $0.01 per transactionAverage Speed: A few secondsUse Case: Smart contracts, dApps, and scalable transactionsZilliqa (ZIL){:target="_blank" rel="dofollow"} is created for high-throughput speed and low costs, using sharding technology to provide scalability. Zilliqa transactions cost around $0.01 per transaction, making it a cheap method for sending crypto.The high-speed processing and low fees make it suitable for developers, DeFi applications, and smart contract executions. As the use of blockchain continues to grow, Zilliqa is a solid choice for efficient and cheapest way to transfer crypto.Algorand (ALGO)Transaction Fee: $0.001 per transactionAverage Speed: 4 secondsUse Case: Low-cost, high-speed financial transactionsWhen it comes to what is the cheapest way to transfer crypto between exchanges, Algorand is here. Algorand (ALGO){:target="_blank" rel="dofollow"} is the cheapest crypto to transfer between exchanges and greenest blockchain, with fees as low as $0.001 and verifying in under 4 seconds.Because it's a proof-of-stake (PPoS) network, Algorand steers clear of energy-intensive mining and is therefore an environmentally sustainable solution for cheap transfers. Due to its efficiency and scalability, Algorand is appropriate for high-speed, daily usage and business use.With low fees, instant processing, and eco-friendliness, Algorand continues to draw users looking for affordable and high-performance cryptocurrency transactions.Pros & Cons of Using Low-Fee CryptocurrenciesLow-fee cryptos provide a cheap way of sending and receiving digital assets, even though the assets do come with potential trade-offs. Users wishing to keep their costs low when transacting should be aware of the pros and cons of these assets. Benefits of Low-Fee Cryptocurrencies1\. Cost Savings. One of the largest advantages of the cheapest crypto to transfer between exchanges is that they save transaction costs. Overcrowded high-fee chains such as Ethereum when they are highly congested are an arm and a leg to transact on. Low-fee cryptos, on the other hand, such as Nano, Stellar, and Solana, allow one to transfer assets without spending an arm and a leg. This makes them ideal for micropayments, remittances, and the cheapest way to transfer crypto between exchanges.2\. Faster Transactions. Most low-fee cryptocurrencies also have faster confirmation times, making them more effective for real-time payments. Examples of coins with almost instant settlements so that transactions are not delayed by minutes or hours, as they would be with Bitcoin or Ethereum under heavy traffic, are Solana and Dash.3\. Accessibility and Inclusivity. High-fee transactions can discourage small investors or everyday users from adopting blockchain financial services. Low-fee or no-fee cryptocurrencies fill the gap and allow users to send money without incurring astronomical fees, especially in developing economies where remittances are important.4\. Ideal for Micropayments. For microtransaction applications such as tipping a creator, gaming winnings, or purchasing an NFT, low-fee cryptocurrencies are the easy choice. It is not practical to use high-fee networks for microtransactions because fees dwarf the actual value of transactions, making them unviable.5\. Scalability and Network Efficiency. Most of the low-fee cryptos employ new blockchain technologies like sharding, proof-of-stake, or DAG-based systems to be more efficient in networks. This allows them to have a greater number of transactions per second without paying hefty fees.Cons of Low-Fee Cryptocurrencies1\. Network Congestion and Reliability Issues. Though the fastest and cheapest crypto to transfer are scalable, others continue to experience congestion when there is high demand. For example, Solana has experienced network crashes under enormous amounts of transactions, affecting its reliability.2\. Less Adoption and Liquidity. Not all cheapest crypto to transfer between exchanges are widely accepted, and thus having the fees low renders it hard to trade, save, or spend them. Those popular assets like Bitcoin and Ethereum are more widespread on exchanges as well as among merchants, but lesser-known low-fee cryptocurrencies might have limited unique use cases.3\. Security and Decentralization Trade-Offs. Other low-fee cryptos achieve low fees through semi-centralized or centralized network structures. This can be sacrificed when it pertains to resistance to censorship in addition to security since centralization increases the network risks of manipulation or failure points.4\. Lesser Developer and Ecosystem Support. Large blockchain networks like Bitcoin and Ethereum have massive developer bases and robust ecosystems with smart contracts, DeFi, and NFTs. A few other low-fee cryptos lack complete developer support, which can translate into fewer applications and slower development.\5\. Inflation Risk and Token Supply Issues. Some low-fee cryptocurrencies issue huge token supplies to fund their networks, and this can lead to inflation problems. This can affect long-term value appreciation and discourage asset holding as an investment.