To send someone Bitcoin, open your wallet or app, type in the recipient's Bitcoin address (or scan their QR code), type in the amount, and finalize the transaction.
How to Pay With Bitcoin?
10 Sep, 2025
3 minutes
Bitcoin has evolved immensely from a single digital experiment to a global payment, investment, and remittance currency. Now everything is simple to buy, pay bills, or send money with just a click on Bitcoin. But for most of the new clients, the question still remains: how to pay with Bitcoin?
The best part is that it is getting easier to pay with Bitcoin on a daily basis with wallets, apps, and payment processors. Pay friends in Bitcoin, buy stuff online and buy products, or pay bills at some places with Bitcoin. If you're interested in knowing how to pay someone with Bitcoin, how to pay online and pay with Bitcoin, or how to pay bills using Bitcoin, then this step-by-step guide will show you how.
How to Pay Someone with Bitcoin
If you're wondering how to pay someone with Bitcoin, it's simple. You're going to need two items: a wallet for Bitcoins and the recipient's Bitcoin address or QR code.
Step 1 - Get a Wallet
To make payment in Bitcoin, you would need a wallet for cryptocurrencies first. Some popular ones include Coinbase Wallet, Binance Wallet, or Cash App. These help you securely store, send, and receive Bitcoin.
Step 2 - Enter the Recipient's Address
The recipient will provide you with their Bitcoin address, some numbers and letters. Most wallets will also provide the option to scan a QR code instead of typing it in, to prevent typos.
Step 3 - Define the Amount
Determine how much Bitcoin to transfer. Most applications will have you type in the amount of local money (USD, for instance) and the app will convert it to Bitcoin.
Step 4 - Confirm and Send
Check the transaction data, including the fee, and send. The transaction is verified and settled on the blockchain in minutes.
To make a payment using Bitcoin, you can also ask how to send a person Bitcoin using Cash App. With Cash App, it is even easier: simply go to the Bitcoin tab, tap on "Send," enter the amount, and type in the recipient's $Cashtag or BTC address.
In total, sending Bitcoin to a person is as easy as sending money transfers from an online banking app - quick, safe, and global.
How to Pay With Bitcoin Online
One of the most common questions asked by newbies is how to pay for things with Bitcoin online. It's simple, and increasingly more businesses are taking Bitcoin payments every year.
1. Choose a Bitcoin-Accepting Merchant
Before making the payment, ensure that the site allows crypto payments. Some merchants have Bitcoin as a payment method, while others use payment processors like BitPay or Coinbase Commerce.
2. Select Bitcoin at Checkout
From the payment methods, choose Bitcoin as the method of payment. The system will show a Bitcoin address or QR code to pay with.
3. Pay from Your Wallet
Wallet your Bitcoin, scan the QR code, or copy and paste the address to pay. Paste in the amount required (the site will probably make the calculation for you in BTC).
4. Payment Confirmation
Verify the transaction value and fee, and approve. The payment is confirmed on the blockchain within minutes.
The service can be utilized for shopping, online goods, and even bills in some locations. Numerous websites even make payments for bills using Bitcoin with third-party processors that convert your BTC into local money and send it to the service provider.
Thus, be it a purchase or a utility payment, it is easy for one to learn how to pay for something online with Bitcoin as easily as he can pay with his credit card.
How to Pay for Something Online Using Apps
Today, fintech apps make it much easier to buy and spend Bitcoin. If you're asking how to pay with Bitcoin on Cash App, how to pay with Bitcoin PayPal, or even how to buy Bitcoin with Apple Pay or Google Pay, here's how each option works:
Cash App
To send BTC: go to Cash App, to Bitcoin tab, tap on "Send," enter the amount, and copy the receiving party's Bitcoin address or scan QR code.
This is how to pay Bitcoin on Cash App as well as pay someone with Bitcoin on Cash App.
PayPal
PayPal allows US consumers to buy, hold, and spend Bitcoin to pay with PayPal merchants. When checking out to pay, select Bitcoin as your payment choice. This addresses how to pay with Bitcoin PayPal.
Apple Pay
You cannot send Bitcoin in direct Apple Pay, yet you can use it in the aspect that you can purchase BTC via trading websites such as Coinbase or Binance. The following is how you can utilize Apple Pay while buying Bitcoin before sending it from your wallet.
Google Pay
Similar to Apple Pay, Google Pay can be linked to supported exchanges and you can buy BTC directly. Below is how you can buy Bitcoin via Google Pay.
These direct integrations are making Bitcoin accessible. Apple Pay, PayPal, Google Pay, and Cash App are making it convenient to pay right away or buy crypto right away and learn how to buy and pay with Bitcoin in the real world.
How to Spend Your Bills with Bitcoin
Other than paying bills while shopping or paying your friends cash, most people these days are thinking about how to spend your bills with Bitcoin. Due to third-party services and increased acceptance, this has become a reality.
1. Bill Payment Services
Payment gateways like BitPay, CoinGate, and bitcoin-friendly fintech apps allow you to pay rent, credit card, or even bills in Bitcoin. These payment gateways convert your BTC to USDC or to fiat currency and pay the biller.
2. Direct Acceptance
Telcos, electricity companies, and even tax authorities in some nations directly accept Bitcoin payments. The adoption remains limited but is gaining speed.
3. Automated Payments
Some wallets have scheduled transfers where one can schedule payments regularly. This is handy for regular bills.
4. Indirect Method
One may still make payments in BTC if one's provider doesn't accept Bitcoin by loading a prepaid card with it. The card converts it instantly to fiat when used.
This explains how to settle bills with Bitcoin and how to settle your bills with Bitcoin in simple steps. Bitcoin is used directly or indirectly in making daily financial transactions.
Can You Pay With Bitcoin Without a Wallet?
One of the frequently asked questions is how to pay with Bitcoin without a wallet. Technically, you cannot send Bitcoin without a wallet because a wallet stores your private keys and you use your wallet to sign your payment. There are some hacks for people who would rather not work with wallets directly, though.
1. Custodial Accounts
Companies such as PayPal, Cash App, or certain exchanges can allow you to send Bitcoin without ever having a wallet. Your company is holding your wallet in this case. You just sign in and click "send" to send.
2. Prepaid Crypto Debit Cards
The providers give you a card where you pay with Bitcoin as if it's fiat. The card will convert BTC to USDT or to local currency automatically when you use it, so you never even work with a wallet.
3. Gift Cards and Recharge Vouchers
There are certain websites that enable you to spend Bitcoin indirectly by purchasing gift cards or recharge vouchers that you may use to pay bills or make online payments.
So, even though technically, there is always some wallet in the background somewhere, you don't need to bother yourself with one. Debit cards, custodial services, or vouchers are all simple solutions to the issue of paying with Bitcoin without wallet.
How to Pay With Bitcoin Cash (BCH)
If people inquire about how to pay in Bitcoin cash, they should know that there is a distinction between Bitcoin (BTC) and Bitcoin Cash (BCH). Bitcoin Cash is another virtual currency that was formed in 2017 through the hard fork of Bitcoin. It was designed to be used for fast, cheaper transactions and so is more suitable for daily transactions.
1. Set up a wallet
To use BCH, you'll need a Bitcoin Cash wallet, such as Electron Cash, Bitcoin.com Wallet, or multi-currency wallets like Trust Wallet.
2. Paying With BCH
The process is nearly identical to Bitcoin payments:
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Enter the recipient's BCH address or scan their QR code.
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Enter the amount to send.
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Confirm and send the payment.
3. Merchant Acceptance
Directly, there are some traders who accept BCH due to low fees and quick confirmation. Online retailers, crypto debit cards, and some service providers already accept it.
4. Why Use BCH?
For individuals who want to spend something in Bitcoin but want lower fees, Bitcoin Cash can be used as an alternative. It is designed to be spent on a day-to-day basis and not long-term store-of-value like BTC.
Short answer: acquiring the ability to pay using Bitcoin Cash is essentially identical to that of BTC - with fewer transaction fees, which makes it more desirable for small or recurring payments.
Conclusion
Bitcoin has evolved beyond being just an investment asset - it's now a real payment method. Whether you're figuring out how to pay with Bitcoin online, how to pay your bills with Bitcoin, or even how to pay someone with Bitcoin on Cash App, the process has become faster and more user-friendly thanks to wallets, exchanges, and apps.
From Cash App and PayPal to the purchase of BTC with Apple Pay or Google Pay, choices grow every year. Even options like Bitcoin Cash (BCH) are making online transactions simpler with lower fees.
So how exactly do you spend an item with Bitcoin? Simple: obtain a wallet (or utilize a custodial application), obtain the payee's address, input amount, and authenticate. With increasing numbers of merchants and billers accepting crypto, spending with Bitcoin is going mainstream approved.
Frequently Asked Questions
The price of Bitcoin fluctuates every second. If BTC is trading at $40,000, then $1 is equal to 0.000025 BTC. Look up a live exchange rate before making a payment.
And at the same $40,000 worth of BTC, $100 will be worth 0.0025 BTC. You don't have to calculate it yourself, your exchange or wallet will calculate it for you when you're paying in dollars.